Liquor liability bill could cut bar insurance in SC

Liquor liability bill could cut bar insurance in SC (Photo: WCBD NEWS 2/YouTube)

The South Carolina House of Representatives is discussing a bill called the Liquor Liability Bill they say is a top priority.

It was passed unanimously in the House. Legislators believe liquor regulations could help lower insurance rates for bars and restaurants. They also want to improve DUI laws to make South Carolina safer.

Why are insurance rates rising?

Rep. Weston Newton (R – District 120) asked, “Why are insurance premiums going up?”

In 2017, a law required establishments serving liquor to carry $1 million in insurance coverage. Since then, insurance companies have raised rates. Rep. Jay Jordan (R – District 63) said this law has caused many businesses to shut down.

“We want to help businesses that saw huge increases in their insurance rates. It wasn’t their fault,” Jordan said.

New proposal to help businesses

The new bill offers ways to lower insurance rates for bars and restaurants. One way is through alcohol training for employees.

Rep. Newton said, “We need to protect liquor-serving establishments, restaurants, and small businesses. But we also need to protect the public. The safe serve training and higher DUI penalties will help do that.”

MADD supports the bill

Laura Hudson from Mothers Against Drunk Driving (MADD) said the bill isn’t perfect but is a good step. It will help save businesses and lives.

“We must follow the constitution, which bans saloons in South Carolina. Bars need to serve food to get a liquor license,” Hudson said.

The Senate is also discussing a similar bill.

House Speaker Murrell Smith said he agrees with Governor Henry McMaster and Senate leaders. Their goal is to protect both businesses and victims in South Carolina.

If the bill passes, it will change how South Carolina handles insurance for bars and restaurants. This could help many struggling businesses stay open. It also aims to make the state safer by promoting responsible liquor service and stricter DUI laws. The debate in the Senate will determine how the bill moves forward.

Anna Karolina Heinrich